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Thursday, November 12 • 10:56am - 11:16am
Credit Decisions: Days of Future Past

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Today, in the US, the majority of lenders use an approach to making credit decisions that was developed 50 years ago and uses very few data points to determine creditworthiness. As a result, responsible people who have incomplete or incorrect credit files have a hard time gettting access to credit. Douglas Merrill, CEO of ZestFinance and Former CIO of Google, will discuss how innovations in technology and big data are enabling us to more accurately determine risk and expand credit availability to individuals in the U.S. and beyond.

avatar for Douglas Merrill

Douglas Merrill

Founder and CEO, ZestFinance
Douglas Merrill is the founder and CEO of ZestFinance, a FinTech company. As the former CIO and VP of Engineering at Google, Douglas led an organization of 1,500, oversaw all aspects of internal engineering and technology, and drove multiple strategic efforts, including Google’s... Read More →

Thursday November 12, 2015 10:56am - 11:16am PST
Santa Monica Pier Launch Stage 200 Santa Monica Pier, Santa Monica, CA

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